Google today announced that it will start the roll out of Android Pay in the United States. After Google Wallet failed to take off, Android Pay is Google’s latest shot at the mobile payment market.

Android Pay will work with all NFC-enabled Android devices running KitKat or higher, and on any mobile carrier. It will work at every major retail store in the United States that supports tap and pay. (www.kambioeyewear.com) Google says that there are more than a million locations in the US where tap and payments are accepted. Android Pay will also store your gift and loyalty cards and track your reward points and cashback.

For now, Android Pay will support debit and credit cards from four major banking networks in the United States: American Express, Discover, MasterCard, and Visa. However, your bank must explicitly support Android Pay, as well.

A small list of banks that currently support Android Pay can be found below:

• American Express
• Bank of America
• Discover
• Navy Federal Credit Union
• PNC
• Regions Bank
• USAA
• U.S. Bank

Citi and Wells Fargo will start supporting Android Pay in the “next few days,” while Capital One will add support for it “soon.”

Compared to Google Wallet, Android Pay lays more emphasis on security. Like Apple Pay, Android Pay never discloses your card information during a transaction and instead makes use of a virtual account for an additional layer of security.

Google is rolling out a new update for the Google Wallet application that will allow you to access and use Android Pay. A new standalone app for Android Pay will also be available in the Google Play over the next few days, and will come pre-installed on all NFC-enabled phones sold on AT&T, T-Mobile, and Verizon network.